What the Bible Says About Money (Shocking)

are107

Most people know Sean Hyman from his regular appearances on Fox Business, CNBC, and Bloomberg Television, but what they don’t know is that Sean is a former pastor, and that his secret to investing is woven within the Bible.

Perhaps that can explain why, despite his uncanny ability to predict precise moves in the stock market, Sean is often laughed at for his unique stance on investing.

For example . . . a few months ago Sean appeared on Bloomberg Television. At that time, Best Buy (BBY) was dropping to all-time lows of $16 a share. Sean predicted the stock could go down to $11 a share, and would then quickly rebound to $25 per share, and after that would rally to $40 per share over the next year.

Another commentator on the show actually mocked Sean for his stance, saying “$40 on Best Buy? If that’s the case Apple (AAPL) is going to $1,500. That’s the most ridiculous thing I have ever heard!” (Editor’s Note: At the time, Apple was trading at $650 per share).

Within a few weeks, Sean would receive the last laugh.

Best Buy dropped down to $11.20 a share and has since rebounded to $30 a share, continuing its path to $40 . . . exactly as Sean predicted. (Ironically, Apple has dropped down to about $400 per share).

During a recent private dinner with Sean, once he’d blessed the food, I wasted no time asking him what his secret is for investing so successfully.

I expected Sean to say that it was his years of experience at Charles Schwab or perhaps one of the complicated algorithms he uses for timing the stock market.

So when Sean responded that his secret to investing was the Bible, I was thoroughly shocked.

Yes, I knew Sean was a Christian (anyone who spends more than 1 minute with him will pick that up!). However, people usually keep their faith separate from things like . . . investing.

But not Sean.

For Sean, the Bible is his FOUNDATION for investing.

He explained to me how there is actually a “Biblical Money Code” woven into Scripture.

Sean says it is this Biblical Money Code that took him from making a mere $15,000 a year to now giving away up to $50,000 a year. Sean also credits this code with helping him turn his father’s $40,000 retirement account into $396,000.

Certain investment titans, Sean says, such as Warren Buffett and John Templeton, have already used this code to amass billions.

What Sean had to say impressed me so much that I asked him to put a presentation together that reveals how anyone could use this “Biblical Money Code.” (Click here to watch it now)

I’ve personally watched this presentation several times and it is already spreading virally.

During the video, Sean uses the teachings of King Solomon, Jesus of Nazareth, and the Apostle Paul to show how anyone can get out of debt . . . make sound investments . . . and morally build substantial wealth.

Sean even reveals a “debilitating ‘financial sin’ that blinds many . . . and could be costing you up to 41% of your life savings at this very moment.” What’s so deceiving about this sin is how innocent and safe it appears at first.

And at the end, he finishes up with his “12-12-12 plan for investing.” This is a simple step-by-step plan to go from being a saver, to an investor, to a philanthropist.

Click Here to Watch Sean’s Presentation, ‘The Biblical Money Code’

Read More »

Farida Waziri's Secret Letter To Obasanjo Leaked

 

A purported letter written by former Chairman of EFCC Mrs Farida Waziri seeking the assistance of former President,Olusegun Obasanjo to help in her second term bid as the head of the agency has been leaked.

The letter said to have been written by Waziri on 24^th June 2011 seeked the former Head of State intervention in speaking to late President Yar’Adua to renew Waziri’s appointment.

She also went further to inform the former President on her effort at prosecuting his political enemy (former Governor Gbenga Daniel) of Ogun State.

Though the letter has not been substantiated, it would be recalled that the ex President and Waziri has been at each other’s throat since President Obasanjo in a recent publication described Farida Waziri as a very corrupt person.

Read More »

Move Back To Nigeria: With ‘Plan A-Z’ & a Thick Skin, Michael Adeyemi Moved Back Home! Read His Interesting Story

Move Back to Nigeria is a new series on BellaNaija. The aim is to encourage young and not-so-young professionals in the diaspora who are trying to make the decision of whether to move back to Nigeria.

Movebacktonigeria.com is the fastest growing online community of Nigerian professionals living, studying and working in diaspora.

This interview features Micheal Adeyemi, a Business and IT Consultant who moved back home during particularly challenging times and now has a positive and interesting story to tell. He discusses his experiences so far and shares a few tips he’s learned along the way. We hope you enjoy his story.

Thanks for your time: Let’s begin with a brief introduction of who you are. My name is Michael Adeyemi. I’m a business and IT Consultant who advocates for the strategic use of Information technology in driving business processes. I consider myself a very positive person who always tries to see the best in every situation.

Can you tell us about your background?
I was born and bred in Nigeria. I started my higher education at the University of Lagos studying Mechanical Engineering but I eventually left Nigeria for the UK to attend the University of Portsmouth for a degree in Business Information Technology. My initial choice of Mechanical Engineering at the University of Lagos was because of my love for physics and also because I felt I already knew a lot about computers at the time and wanted to study something different. However, IT is my true passion and I can say it was definitely a sound career choice.

The ever-present IT bug at play. So how did your professional career begin?
I returned to Nigeria in 2008 and began a 4-month internship/ pre-graduate program with KPMG in Lagos where I was immediately put to work in an IT audit team for about 3 months which was a really amazing experience. I worked with fantastic and brilliant minds and at the time I was really amazed with the quality of people at KPMG. This made me recognize the need to further develop myself and prepare fully for the Nigerian Market, so I then went ahead to pursue my master’s degree even though whilst there I was offered an opportunity for a full time position. I decided to pursue my education first and in so doing, moved to the University of Nottingham for a year to study Management and IT.

How did you find your Nottingham experience?
Nottingham City is a great place with lots of history. I loved the town and loved the University experience all through. I was involved in almost everything during my time there and I have developed lifelong friendships and valuable networks.

So you returned home to Nigeria right upon completion of your Masters degree?
Yes, I returned home immediately but even before concluding the program, I had been applying for jobs and gotten a few offers, from UK and Nigerian companies. Although I was in the UK, I really and truly did not want to stay on there as I was a Lagos boy at heart.

‘A Lagos boy at heart’, how so?
Unlike the majority of my friends who were ‘Nigerian-London boys’, I always had a pull to Nigeria where I had my base and my networks. I knew how things worked in Nigeria. Also, before leaving for the UK I was already involved in some level of politics and was really involved in the youth movement for the 2003 elections. So being abroad made me feel away from home and I knew that I had to get back to where I could make things happen. One can argue that opportunities were also available in the UK but for jobs and career progression, I felt I would always be swimming against the tide. The UK is a developed economy and there’s obviously a lot of experience to gain there, but Nigeria will always be ours to fix and whilst it’s not the perfect place right now, it is home. It has been five years and I haven’t regretted the move.

That must be a worthwhile feeling. Let’s begin to retrace your steps, what did you do when you got back to Nigeria?
It’s pertinent to note that I moved back around the onset of the global credit crunch, which was a tough time for the job market as companies were cutting down on their employment quotas. So I joined the family consultancy business, applying my skills in IT training and Advisory. I set up my own unit, training secondary and university students on core IT skills in programming, networking, and IT certification courses. Interestingly, entrepreneurship and starting my own business never crossed my mind at the time and in hindsight, thinking about attending numerous interviews and being turned down, all I can say is that it was the hand of God all along. I eventually moved on to take up a role at a company called IBST Media (an independent media production house) as a business development executive and grew to become the business/project manager. The company produced TV shows such as Big Brother Nigeria, Dragons Den, Peak Talent show and many others. I learnt a whole lot there from my boss and mentor, Remi Ogunpitan. He instilled the entrepreneurial spirit in me and taught me that ‘work’ is not work when you do what you love. I subsequently moved on from there to start my own company called Fidelize Global.

This is quite inspiring. Tell us about your company. Fidelize Global is a technology resource company that offers tailored IT services and solutions to small, medium and large scale businesses. We are keenly interested in supporting other small businesses as we understand the challenges small businesses encounter in carrying out their operations and processes and the ever growing need to stay competitive. For this reason I attended a course at the Entrepreneurship Development Center of the Pan- Atlantic University which qualifies me to be an SME ambassador and exposed me to the family of SME businesses in Nigeria.

From personal experience, I can say that true financial freedom is found in entrepreneurship and I am striving to grow and perfect my own business, whilst also willing to help others in their quest for entrepreneurship.

What has been your experience with running your own company in Nigeria?
I give all glory and thanks to God for keeping me on and strengthening me. I have had immense support from the people around me. As daunting as it may seem to start a business in Nigeria and do it properly, it is very possible. And as many challenges exist in Nigeria, so do the opportunities, although you certainly require a gut of steel to do business in Nigeria. Personally, I feel the start-up capital is never really the impediment to start ups in Nigeria, as about 70% of the factors involved in starting a business do not require money. The whole process requires a clear purpose, dedication and knowledge acquisition. So while I can say it has not always been smooth sailing, as we are all very aware of all the challenges that a business can possibly face particularly with regards to infrastructure, Fidelize Global is growing. We have recorded hard earned successes and are constantly increasing our client base, receiving positive feedback from clients and even quite recently got recognized by an international Oil company and the Lagos State Government for our work.

Certainly sounds commendable. So bearing all this in mind, where do you see Fidelize Global in the near future?
In the next 3-5 years, we intend to become a household name within my niche, which is supporting small businesses and also with the increased capacity to deliver solutions to large organizations as well as government organizations. I also want Fidelize Global to be the nesting ground for young IT professionals, and the one stop shop for IT Managed services for small businesses who want to outsource their IT department. We want to be able to service up to 200 to 300 small businesses, and have an in- house software development team to start working on our own proudly Nigerian solutions.

Goodluck with that and moving on to a different topic, how have you found the lifestyle differences since moving back?
When planning my move back to Nigeria, I had a purpose. I had pretty much retired from my social activities before leaving, so coming back was not to be play time for me. However, I have adapted to my environment, set my own personal standards and since most of my friends have now returned, Lagos has become a lovely place to be in. I personally think our penchant for constantly socializing is a way of blowing off the steam which arises from the hustle and bustle of life here.

Right! So on a final note, and seeing as your story will be particularly instructive for some out there, what advice would you give to other Nigerians who are considering making the move back home? Permit me to say that I am not an advocate for moving back to Nigeria if you don’t have a plan. If you are not ready to fail, accept failure, and learn from failure, then do not try it. Also, do not move back for sentimental reasons. You need a good plan, preferably not just plan A but plans A-Z and a thick skin to move back. Take your time to find your path and hopefully, success will come.

________________________________________________________________________________
The primary objective of MoveBackToNigeria.com is to connect Nigerian professionals with various opportunities in Nigeria, ranging from recruitment drives to information & support regarding relocation processes, financial & tax advice and much more. Move Back To Nigeria also features social interest topics such as what’s on, where to live, how-to survival tips and so on. Consistently engaging with and featuring Nigerian professionals in weekly  interviews, Move Back To Nigeria regularly publishes social interest articles relevant to the general public. Everyone is welcome to their online discussions & fora and you are invited to air your views & suggestions on the topical and trending matters section.

Read More »

Tired of Your Job? 5 Signs It’s Time to Move On!

 

The truth is there is hardly a perfect job for anyone. The myth of the dream job continues to be what it is – a fairy tale. Every job comes with its challenges and pain points; it could be the pay which you always pray should improve or the fact that you have a boss who cannot stop being a pain in the ass. So the fact is that most people remain in a job either because the positives outweigh the negatives for them or simply because there are no much options out there to choose from.

However, coping with the challenges of a job has its limits. The unsavoury aspects of your job could get to the point where you are beginning to feel the need to quit. Just when is it time to leave your job and move on in search of better things? We explore below signs to know when you should quit that job and look for something more fulfilling to do with your life.

Please note that these are just signs that you have overstayed in a job and can differ from person to person depending on an individual’s ambitions/goals and endurance levels.

You Find It Difficult to Prepare for Work Each Morning
You are obviously not sick or suffering from any physical handicap yet you literally struggle to pull yourself out of the bed each morning and get dressed for work. Your motivation level for the work is at ground level zero and it is all you can do to shuffle in to the office every morning.

One of the most precious things we have in life is our time. If your time is spent forcing yourself to spend 8 hours or more doing a job where your whole being would rather be doing something else then it’s time to really sit yourself down and weigh your options. Do you really want to get on like that? No matter how difficult and unexciting your job is if you no longer have the slightest motivation to get to work everyday it’s probably a sign to call it quits.

Just be sure you plan your exit way ahead of time.

Your Boss is Totally Against You and Out to Fry You
A certain banker was barely two years into a job when a new manager came and began to like her. She turned down his several advances and that was the beginning of working hell for her. Work turned from okay to horrendous (few things are worse than having to contend with an angry and lusty boss).

Your boss could become a monster for several reasons apart from sexual ones. Both of you could develop hatred for each other for tangible and non-tangible reasons and it could be so bad the boss is determined to have you disgraced.

If your boss has enough powers to make life miserable for you at the office then you should probably plan and (that’s right) quit.

You Are Being Harassed/Mistreated or Taken Advantage Of
This is a no-brainer but obviously the fear of being unemployed means many employees sit tight in their workplaces and endure some form of mistreatment or harassment. Well, this depends on your personal conviction not to be treated less than you deserve. If the harassment or mistreatment becomes an issue that troubles your mind then it’s time to move on.

Your Real Career Desire is Tearing You Apart
A friend who worked in a bank one day decided to let me know she couldn’t continue working as a banker anymore. When I asked why she wanted to quit her job she replied,”I’ve always dreamed and wanted to work in community services and human development oriented settings and I feel the years are going by without me achieving my aim”

She got to a stage where she had to tell herself to go for her dreams rather than make do with her bank job. She knew that leaving her banker job and going to work for an NGO would mean a lesser paycheck but she was determined to follow through and do something more fulfilling for herself.

If you feel too strongly that you are in the wrong career path draw up a plan to change into that which you desire.

The Next Paycheck is as Unsure as the Weather
Sometimes you just have to quickly find another job and leave when it becomes obvious that the organisation you are riding on is headed for a disastrous crash. If you are regularly owed months of salaries with no signs of improvement or hope in sight you should be making the jump.

Read More »

Honouring Advocates of Transforming Agriculture in Africa! Nigerian Nnameka Ikegwuonu & Zimbabwean Lindiwe Sibanda are the 2013 Yara Prize Winners

Yara is a leading chemical company which converts energy, natural minerals and nitrogen from air into essential products for farmers and industrial customers. The Yara Prize for an African Green Revolution seeks to contribute to the trandormation of African agriculture and food availability within a sustainable context, thereby helping to reduce hunger and poverty.”
Candidates have been nominated and carefully evaluated by the Yara Prize Committee and the prize money of $60,000 will be split between the laureates, a crystal trophy and a diploma.

This year, Nigerian Nnaemeka C. Ikegwuonu has been selected along side Zimbabwean Lindiwe Majele Sibanda

Nnaemeka of the Small Holders Foundation has been selected for “Communicating For Impact:”; while Lindiwe of Food Agriculture and Natural Resources Policy Analysis Network {FANRPAN} was selected for Advocating For Impact .

According to the Yara team:
“Mr. Ikegwuonu is being awarded the prize for his entrepreneurial work of using radio as transmitter of sustainable agricultural development and environmental conservation beneficial to rural poor small farmers in the Imo State in south-east Nigeria. Mr. Ikegwuonu and the Smallholders Foundation develops and broadcasts 10 hours of educational radio programs daily to 250,000 listeners. The radio programs are held in the local Igbo language. Since 2007, 65 percent of his radio program listeners have increased their agricultural yield by 50 percent and their household income by 45 percent.

Mr. Ikegwuonu has a goal of reaching 3.5 million farmers in almost 5000 villages in his own region. Since 2008, 4500 students have been trained and 10 school gardens of Nigeria have been established.

Through the Future Farmers Program, Mr. Ikegwuonu imparts sustainable agricultural, environmental management, entrepreneurship and financial management skills to young people through the establishment of the School and Community Gardens in secondary schools and rural communities across Nigeria.“

Of Lindiwe, they stated:

“Dr. Lindiwe Majele Sibanda is awarded the prize for her many years of work on research and development through policy and advocacy in southern Africa through the Food, Agriculture and Natural Resources Policy Analysis Network (FANRPAN), where she has served as CEO since 2004.

FANRPAN is perceived to be one of the most influential policy networks in the southern African region. Focus areas include policy research and advocacy work on food policies, agricultural productivity, natural resources and environment, and the impact of HIV/AIDS on agriculture and food security in southern Africa. Dr. Sibanda has played a global leadership role in fostering civil society inputs on agriculture for a long time. In 2009, Dr. Sibanda led the ” No-Agriculture, No-Deal “ global campaign and mobilized African civil society organizations to push for the inclusion of agriculture in the United UNFCCC negotiations.

Dr. Sibanda has built the advocacy capacity of FANRPAN through an innovative use of outreach strategy and communication activities, which help leverage and amplify the work done by the organization at the ground level. Through this multi-prong approach Dr. Sibanda has effectively built recognition for FANRPAN, allowing it to become one of the most recognized voices on African agriculture and food security, including a strong focus on women farmers.

FANRPAN identified youth as an important stakeholder group that is to be nurtured and included in agricultural policy processes. Dr. Sibanda launched the FANRPAN Youth in Agriculture Award in 2012.“

Congratulations to Lindiwe and Nnaemeka.

Read More »